Which statement best describes Medicare?

• A. A government program for low-income individuals with limited resources.
• B. Government health insurance mainly for people age 65 and older and some people with disabilities.
• C. A U.S. law that expands health coverage.
• D. A disease prevention campaign.

Answer: (B)

Medicare is a government health insurance program that mainly serves people aged 65 and older and also covers some younger individuals with disabilities or certain medical conditions. This focus on age and qualifying disabilities is what makes it the best description, since it distinguishes Medicare from Medicaid (which is need-based for low-income people), from laws that expand coverage (like the ACA), and from disease prevention campaigns. In practical terms, Medicare provides hospital insurance (Part A) and medical insurance (Part B) to its eligible enrollees, offering a critical safety net for aging adults and certain younger patients with qualifying health needs.