Which statement best describes Medicaid?

• A. A program that funds medical research.
• B. A type of chronic disease.
• C. Government health insurance mainly for people age 65 and older and some people with disabilities.
• D. Government health insurance for people with low incomes and limited resources.

Answer: (D)

Medicaid is a government health insurance program designed to help individuals and families with low incomes access medical care. It is funded jointly by the federal government and the states, with eligibility determined at the state level and typically based on income and resources. It serves a broad group, including low-income adults, pregnant people, children, and many people with disabilities or limited assets. This is different from Medicare, which mainly covers people aged 65 and older (and some younger people with disabilities) regardless of income. It isn’t a program that funds medical research. The description that frames government health insurance for people with low incomes and limited resources best matches Medicaid.